Heathrow Psychology accepts all major credit cards, health savings debit cards, cash, and checks. Over the years, we have found that many clients do not want to involve insurance companies for therapy due to the fact that insurance companies require input into your mental health treatment plan the same way they would with a medical plan. We feel that it is important that we make treatment decisions based upon what is best for you with you, and not an insurance company. Insurance companies determine what services they will pay for and how long. Oftentimes, this will limit treatments available to you.